Thursday, December 12, 2013
Tuesday, December 10, 2013
EIGHT WEEKS PRIOR TO MOVING DAY
EIGHT WEEKS PRIOR TO MOVING
...Create a"Move File" to keep track of all your estimates, receipts and other
important information.
...Contact the Chamber of Commerce to request a new resident packet.
...Begin researching your new hometown online. The internet is a great resource
for local online newspapers and community guides.
...Order a PODS container to declutter and stage your home.
MARIA SAPIENZA REALTY EXECUTIVES EXPERTS.
FINDING THE RIGHT HOME INSPECTOR
You will always need a professional home inspection. Even new houses may present costly problems evident only to a home inspector.
You should talk to several inspectors before hiring one You should ask about the inspector's qualifications, scope of the inspection, how long it will take and the nature of the report yo will receive at the end of the process. Main areas covered by the inspection should include quality of construction, integrity of the foundation an condition of plumbing, electrical, heating and cooling systems.
If the inspection uncovers serious issues, such as cracks in the foundation, you may decide to back out of the contract or ask the seller to repair the problem.
Monday, December 9, 2013
4. CHOOSING THE RIGHT NEIGHBORHOOD
Crime statistics, insurance rates, property taxes and school
quality are important considerations for you. Because the neighborhood makes up a large part of a home's value,take or time to find exactly what suits your needs. You should also consider job commute, traffic during rush hour and proximity to amenities such as shopping, churches and libraries.
Driving through the neighborhood at various times during the day and night will provide a more complete picture of the location. Don't forget to talk to potential neighbors, who can be a good source of information regarding the neighborhood and residents in the community. Take note that bad neighbors an bring down the value of a house.
Saturday, December 7, 2013
Upland Real Estate News: Upland Real Estate News: Realty Executives Experts...
Upland Real Estate News: Upland Real Estate News: Realty Executives Experts...: Upland Real Estate News: Realty Executives Experts Grand Opening Video : e Maria Sapienza, Realtor Bre # 01882066 909 509 2038 email; ...
Seeking Pre-approval
Getting pre-approved for a mortgage prevents a deal on a dream home from falling apart due to failure to obtain financing. You should compare loans from several lenders to see which one best suits your needs. A pre-approved letter will give you some power to negotiate on a home's price because the seller will view a pre-approved offer more favorably than an offer that comes with out a lender pre- approval.
Keep in mind the pre-appraoval is different from pre-qualification. During pre-qualification, the lender looks at your credit report and performs an extensive financial background check. At this point, you will get a good idea of the mortgage interest rate as well.
Tomorrow we will review Setting Priorities
Read your insurance policy
Most people would rather eat a fruitcake than deep dive into liability insurance. But understanding what you need - and the coverage you have - is key to keeping you in business. So take the time to read through your existing policy, and talk to your agent. You never know when you’ll have to deal with accident-prone elves, or injuries sustained by fat guys who get stuck in your chimney.
Most people would rather eat a fruitcake than deep dive into liability insurance. But understanding what you need - and the coverage you have - is key to keeping you in business. So take the time to read through your existing policy, and talk to your agent. You never know when you’ll have to deal with accident-prone elves, or injuries sustained by fat guys who get stuck in your chimney.
Upland Real Estate News: Realty Executives Experts Grand Opening Video
Upland Real Estate News: Realty Executives Experts Grand Opening Video: e Maria Sapienza, Realtor Bre # 01882066 909 509 2038 email; maria.sapienza@msn.com
Upland Real Estate News: Sep 20130.02%Aug 20130.04%Sep 20120.1%The 3-Month ...
Upland Real Estate News: Sep 20130.02%Aug 20130.04%Sep 20120.1%The 3-Month ...: Sep 2013 0.02% Aug 2013 0.04% Sep 2012 0.1% The 3-Month Treasury Bill is the rate managed by the Federal Reserve through the ...
Upland Real Estate News: Realty Executives Experts Grand Opening Video
Upland Real Estate News: Realty Executives Experts Grand Opening Video: e Maria Sapienza, Realtor Bre # 01882066 909 509 2038 email; maria.sapienza@msn.com
A common mistate among home buyers is purchasing more house than they can afford.
You should not rely on banks to determine what you can comfortably spend on a new home. Banks are adept at determining the amount of monthly debt in the form of a mortgage, insurance, credit card, student loan and auto loan payments and have no way of knowing however, what you spend each month on food, entertainment and utilities
Make a list of all monthly expenses, excluding our rent or current mortgage payment and
housing expenses such as taxes, insurance and home maintenance. Carefully consideration of your budget saves time by weeding out homes that you cannot afford and guards against over spending.
Tomorrow we will speak about getting Pre-Approval
Buying a hoe can be a scary, confusing and stressful process. Many would-be buyers are understandably nervous at the prospect of making the largest purchase of their life's. Rather than diving in and hoping for the best you should prepare carefully before you begin the house search. I will present every day some helpful tips to help you turn an overwhelming and intimidating experience into an exciting search that yields the right home!
Establishing a Realistic Price Range.A common mistate among home buyers is purchasing more house than they can afford.
You should not rely on banks to determine what you can comfortably spend on a new home. Banks are adept at determining the amount of monthly debt in the form of a mortgage, insurance, credit card, student loan and auto loan payments and have no way of knowing however, what you spend each month on food, entertainment and utilities
Make a list of all monthly expenses, excluding our rent or current mortgage payment and
housing expenses such as taxes, insurance and home maintenance. Carefully consideration of your budget saves time by weeding out homes that you cannot afford and guards against over spending.
Tomorrow we will speak about getting Pre-Approval
Friday, December 6, 2013
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